If you are someone that is willing to spend 50+ hours a week in the field selling, mimicking our sales training, and working 20+ leads a week, you can make anywhere from $80,000-$150,000 gross income in your first year!

Most average writing producers will make $1,500 to $2,000 a month after just 12 months in business, on top of their normal commissions. This check is paid out at the beginning of each month. This number can fluctuate based on the number of policies you retain and the amount of business you write. A top producer can exceed $3,000/month residual income within a year.How nice would it be starting with a monthly check every month, based on the policies you've already sold?

No. The Spurgeon Group is a life insurance company. Final Expense Life Insurance sales is a lead driven business. 70%+ of our agency's sales come from the Lincoln Heritage lead system. You can make sales to your friends, family, and warm market if you want to, but that will not build you a long-term career with consistent income. We also train you to get referrals and do seminars/workshops through the leads.

To be successful at this you need to spend 40 hours a week in the field working your leads. The more time you put in the field (especially your first 6 months to a year) the easier this will be, and the more money you will make.If you are looking for another product to sell or for a part time job, this is NOT the opportunity for you. We are only looking to hire FULL TIME agents for our lead program. If you are transitioning from another career, then we are looking for a full transition within 90 days.

I have been in sales management and training since 2001 and have learned the things needed by agents to be successful. I've hand built my agency one agent at a time through a detailed training system that consists of field training, webinar training, classroom training, and conference call training. These trainings are available on a regular basis for all agents to access. We have a step by step process in place to take out the guess work of what you need to do to reach YOUR goals. The Spurgeon Group has a full training system in place to help you succeed whether you are new to sales, just recently licensed, or coming from another insurance company. There are agents in our agency with no sales experience succeeding. You will receive 100% support from me and our Managers in your business. The Spurgeon Group has experienced 83% sales growth since 2021, so there is a solid foundation and path already in place for you to follow. There are no short cuts or get rich schemes here, but if you work hard and dedicate yourself, you truly have unlimited income and growth opportunity.

Many people die without life insurance and leave the burden on their family to pay for the funeral. We sell final expense life insurance policies designed to cover funeral costs. In most situations, we can insure almost anyone age 0-85. Most can qualify even with existing health conditions. Final expense insurance provides a valuable service to our community and the families of the people that need our help the most. Final Expense is about offering a product that everyone needs, educating our community on its importance, and helping families. There is no better feeling than providing a product and a service that assists people at one of the most difficult times in their life.

The Spurgeon Group only represents 1 company… Lincoln Heritage Life Insurance Company®, “The Leader in Final Expense”. Lincoln Heritage sells over $150 Million per year in new business; more than any other Final Expense Company in the US! With over 61 years of experience in the industry, they have streamlined the process with an in-house lead program, an electronic application (eApp) or a one page paper application, liberal underwriting guidelines, next day pay, health/dental benefits for qualifying agents, residual income opportunity, and company incentive trips. We have no need to complicate the process when we have the best the industry has to offer. At The Spurgeon Group, our agency represents Lincoln Heritage exclusively in 8 states, and in just 10 years is among the top 10 agencies in the nationwide with Lincoln Heritage. In the last 3 years we have sold over $15 Million of Lincoln Heritage's business.

None! No Sales or Work Experience Required! We will train you regardless of experience.We only require:Positive AttitudeCompetitive NatureGood Work EthicSelf-StarterSelf-MotivatedTrainableCoachable

There are a lot of people who have experienced sales and business success, but they do not have RESIDUAL INCOME. Lincoln Heritage has a great opportunity that provides up front commission and residual income. We have successful agents/managers from all walks of life and experience levels. All you need is a positive attitude and a great work ethic. Some examples include:Recent High School or College GraduatesBusiness OwnersNetwork MarketersReal Estate/Mortgage AgentsAuto SalesSales ManagementOutside SalesCable/Telecommunication SalesInside SalesSpeakers or Sales TrainersTime Share SalesDoor to Door Sales or CanvassingCustomer Service RepsBartenders/Waiters/ or Food ServiceAthletes (Anyone with a competitive nature)

Yes, a life insurance license is required. You do not need a health insurance license or a property and casualty license. Errors and Omissions insurance is not required either. If you do not already your life insurance license, then we have a web based online study program that you do at home on your own time to prepare you to get the license.

New agents with zero work/sales experience typically average $45,000-$70,000 their first year. Your income will depend on how well you implement our training, and how much time you dedicate to spending in the field

Most agents take 15 to 20 fresh, local, exclusive leads a week. No minimum or maximum number of leads are required.

Our agency averages 40 policies written for every 100 leads taken. We work referrals, do seminars/workshops, and sometimes write multiple policies in one household.If you are closing less than 33%, you are doing something wrong. You really should be around 40% closing ratio. If you are struggling, all you have to do is ask for assistance and we will help you to make the necessary adjustments to get your ratios up and be successful.

We do product knowledge and administrative training through our training website. We have a 3-day training class for all new agents. This training teaches you the scripts, the presentation, and how to handle the objections. It is done via classroom training and role play. You must attend this before you start receiving leads. After that you will do field training with one of our top producing agents/managers for 3 days. You will then start going out working leads by yourself. For the next 4 weeks you will do field training 1 day per week with a top producing agent/manager. There is also a 30 minute training conference call held each week.

Lincoln Heritage walks the fine line of obtaining the best quality lead for the cheapest price. They are obtained through our Television commercials, our direct mail program, and digital advertising. Most leads are within 3 to 15 days old and have not been worked by any other agents.Lincoln Heritage invests millions of dollars each and every year continually testing different leads to guarantee that we have the best Final Expense Leads out there!We order you leads in the counties you would like to work. You must be willing to work within 60 minutes of where you live, but we'll always keep you as close to home as possible.Plus we've ran TV commercials in every major area in the country for years, making us a household name. Whether you're working a direct mail lead, or a TV lead… our company name is branded in the senior market making it easier for you to sell!

$50-$65 a month is the most common. It varies in different territories. We can go as low as $15 a month.